About Estivan

Work directly with Estivan Ayramia, a licensed life insurance agent.

I help people understand and compare life insurance options available from more than one company. You work directly with me before and after the sale.

Who I am

A clear conversation before a decision.

I became an agent because I know sales conversations can leave people feeling pressured or wondering whose interests came first. Earning a living is part of the job, but it is not my goal for the conversation. I want every family to feel heard, respected, and confident that I put their best interests first. A referral and a good word mean more to me than a single commission because a positive impact lasts far longer than a sale.

NPN 22289526

My identity and agency relationship

I am Estivan Ayramia, National Producer Number 22289526. My agency relationship is with Secure Life Financial.

Plain-language insurance help

What I help with

I help with final-expense planning, family protection, and reviews of existing life insurance. I discuss only options I am currently licensed and authorized to offer.

More than one company, not every company

How I compare options

I can compare options available from more than one company, but I do not represent every insurer or product. The insurance company makes underwriting, pricing, issue, and claim decisions.

Direct before- and after-sale contact

What working with me looks like

You speak with me directly. There is no separate consumer fee for the conversation, no obligation to apply, and I remain available to help route policy-service questions after issue.

Clear limits before an application

Who may not be a fit

I may not be the right fit if you need a company or product I am not authorized to offer, expect approval without carrier underwriting, or expect a website to make an eligibility decision.

48 verified active states

License verification

The public roster and dated state records are available in my Trust Center. A state appears in the released count only when the public-launch evidence gate passes.